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Is it ethical for players to prioritize acquiring Netherite, a valuable in-game resource, over real-life responsibilities and commitments? Considering the addictive nature of gaming and the potential impact on personal development, should there be guidelines or restrictions in place to prevent excessive prioritization of virtual achievements at the expense of one's real-world goals?
Are microloans the solution to financial instability or do they perpetuate a cycle of debt and financial dependence?